Home Financials
Property
| Address | 1301 Belmeade Dr., Champaign IL 61821 |
|---|---|
| Purchase price | $330,000.00 |
| Purchase date | 2026-05-18 |
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Equity
| Purchase equity (approx.) | $2,000.00 (balance as of 2026-05-18) |
|---|---|
| Market equity (approx.) | $14,000.00 – $17,742.00 (balance as of 2026-05-18) |
| Value vs. purchase | +$12,000.00 – +$15,742.00 |
Active Mortgage
| Lender | Hickory Point Bank & Trust |
|---|---|
| Original amount | $328,000.00 |
| Origination date | 2026-05-18 |
| Term | 30 years |
| Loan type | ARM |
| Initial rate | 6.000% |
| Current rate | 6.000% |
| ARM index | Weekly Average Treasury One Year CMT |
| ARM margin | 2.500% |
| Periodic cap | 2.000% |
| Lifetime cap | 6.000% |
| Current balance | $328,000.00 as of 2026-05-18 |
| Escrow (monthly) | tax $585.22 / ins $200.00 / PMI $0.00 (total $785.22) |
| P&I (approx.) | $1,976.46/mo — $1,640.00 interest / $336.46 principal (approximate) |
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ARM Adjustment Schedule
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Home Value History
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| Date | Est. value | Source | Notes | |
|---|---|---|---|---|
| 2026-03-25 (current) | $345,300.00 | CoreLogic | Per Realtor.com | |
| 2026-03-25 (current) | $345,742.00 | Quantarium | Per Realtor.com | |
| 2026-03-25 (current) | $342,000.00 | Collateral Analytics | Per Realtor.com | |
| 2025-03-01 | $304,000.00 | Collateral Analytics | Per Realtor.com | |
| 2025-03-01 | $292,400.00 | CoreLogic | Per Realtor.com | |
| 2025-03-01 | $304,241.00 | Quantarium | Per Realtor.com | |
| 2021-03-01 | $228,600.00 | CoreLogic | Per Realtor.com | |
| 2021-03-01 | $207,144.00 | Quantarium | Per Realtor.com | |
| 2021-03-01 | $233,000.00 | Collateral Analytics | Per Realtor.com |